Family Trust Planning
Build a Legacy with Structure and Strategy
Family trusts are potent tools for income splitting, tax planning, and intergenerational wealth transfers, but their value depends on how they’re structured, managed, and aligned with your long-term goals. We help clients design and maintain trust structures that support both financial and family objectives. From initial setup to ongoing compliance and planning, we provide technical expertise and practical guidance tailored to your specific needs. Whether you’re planning for succession, minimizing tax, or preserving family harmony, we’ll help you make smart, confident decisions.
Our Family Trust Planning Services Include:
Trust Structure Design
We collaborate with your legal advisors to establish trust structures aligned with your family’s goals and current tax legislation.
Income Splitting & Tax Minimization
We advise on tax-efficient ways to allocate income among beneficiaries, taking into account attribution rules and the Tax on Split Income (TOSI) regime.
Planning for 21-Year Deemed Dispositions
We help you manage and prepare for the 21-year rule, including rollouts, freeze transactions, and restructuring to reduce tax exposure.
Trust Freezes & Estate Planning
We support estate freezes and reorganizations involving trusts, striking a balance between control, flexibility, and long-term planning objectives.
Compliance & Ongoing Support
We guide you through evolving CRA reporting requirements, trust returns, and beneficiary disclosures.
Why Clients Trust HW Partners for Family Trust Planning
- Deep understanding of tax and estate legislation
- Collaborative approach with your legal and wealth advisors
- Thoughtful planning that adapts to changing rules and relationships
Meet the Team Behind Our Trust Planning Services
We bring technical precision and personal understanding to every trust strategy—because family and finances are always connected.
Trusts can be as much about values as they are about value. Our job is to make sure the planning reflects both.
~ Shaina Watt, Partner
Let’s Build a Plan That Lasts for Generations
Whether you’re setting up your first trust or refining an existing structure, HW Partners can help.